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Mortgage Calculator By using our Mortgage Calculator, you can determine the financing for a mortgage that you are interested in. These calculations are based on standard guidelines that are in use to determine loan amounts for prospective borrowers. The factors used to determine the loan amount include income, total mortgage payments and total other payments. The Mortgage Calculator will display the results along with an optional payment schedule. Interest Rate Enter the interest rate of the loan without the percentage sign, e.g., enter as 8.5. Rate:  % Term of Loan Number of months or years to borrow. Term of Loan:  Months Years Payment Frequency How you choose to repay the loan. Bi-weekly Monthly Monthly Gross Income:  Other Monthly Mortgage Expenses Private Mortgage Insurance (PMI):  Real Estate Taxes:  Home Insurance:  Homeowners / Condo Maintenance:  Monthly Expenses Total Car Payments:  Total Credit Card Payments:  Total Other Monthly Payments:  Payment Schedule (show the dollar amounts as principal and interest) Yes No Note: The Mortgage Calculator is intended to provide approximate information about loan payments and does not constitute an offer to extend credit. Actual payment information may vary.