The Bank of Commerce
Deposit Accounts

Checking Accounts

Business Checking

Type of Account Minimum to open Minimum balance to avoid Service Charge Monthly Service Charge Interest Earned Check Images in statement
Business Checking $100 $100 $7 if balance falls below $100 N/A Yes
$500 $500 $7 if balance falls below $500 Paid monthly on collected balance Yes
Money Market** $2500 $2500 $7 if balance falls below $2500 Paid monthly on collected balance Yes

**Savings Account and Money Market restricted transactions

Federal Regulation D allows an unlimited number of withdrawals from your account in person, by ATM, or by mail or messenger. However, this regulation limits the number of transfers you may make from a Savings Account or Money Market Account. No more than six transfers can be made during each calendar month for Savings and each statement cycle for Money Market Accounts by check, draft, debit card, pre-authorized transfer, automatic transfer, or telephone transfer (including data transmission by computer or other electronic devices). If the above limits are exceeded three (3) times in a twelve (12)-month period, the account may be subject to closure or reclassification. For the purposes of the transaction limitation, we count checks as of the date we post them to your account, not as of the date you write them.

Disclaimer for New Accounts applications and Loan applications

New Account Finalization Procedure

The Bank of Commerce is a "Community Bank" located in Eastern Idaho with headquarters in Idaho Falls. Because of the local nature of our bank, we request that all new account applicants come into one of our local branches and meet our friendly staff to finalize your new account or loan.

Certain disclosures are provided at the time that you open your account. All deposit accounts are subject to but not limited to the following:

These disclosures are also available prior to opening an account or at any time and will be provided to you by contacting us.

FDIC Equal Housing Lender