The Bank of Commerce
Deposit Accounts

Savings Accounts

Business Savings Comparison Table

Accounts Minimum To Open Service Charge Withdrawal Fees Interest Paid Other
E - Savings**+ No Minimum N/A N/A Quarterly  
Statement Savings**+ $100 $3 if Balance falls below $100 during the month $1 for each debit transaction in excess of 3 during a statement cycle Quarterly  

*Savings Account and Money Market restricted transactions

Federal Regulation D allows an unlimited number of withdrawals from your account in person, by ATM, or by Mail or messenger. However, this regulation limits the number of transfers you may make from a Savings Account or Money Market Account. No more than six transfers can be made during each calendar month for Savings and each statement cycle for Money Market Accounts by check, draft, debit card, pre-authorized transfer, automatic transfer, or telephone transfer (including data transmission by computer or other electronic devices). If the above limits are exceeded three (3) times in a twelve (12)-month period, the account may be subject to closure or reclassification. For the purposes of the transaction limitation, we count checks as of the date we post them to your account, not as of the date you write them.

+Variable rate may change after account opening


Savings Calculator


Disclaimer for New Accounts applications and Loan applications

New Account Finalization Procedure

The Bank of Commerce is a "Community Bank" located in Eastern Idaho with headquarters in Idaho Falls. Because of the local nature of our bank, we request that all new account applicants come into one of our local branches and meet our friendly staff to finalize your new account or loan.

Certain disclosures are provided at the time that you open your account. All deposit accounts are subject to but not limited to the following:

These disclosures are also available prior to opening an account or at any time and will be provided to you by contacting us.

FDIC Equal Housing Lender