The Bank of Commerce


Business Loans

Business Loans and Lines of Credit

We make decisions locally and provide ongoing support for your business. The Bank of Commerce can help you create a lending solution tailored to fit the needs of your business. Call or come in to one of our local branches today and let one of our lending professionals help you with your borrowing needs.

We offer:

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Business Real Estate Loans

When you need commercial real estate financing,we can help. Our experienced Loan Officers can assist you in choosing the type of real estate financing that will best fit your needs. Call or come in to one of our local branches today.

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Agricultural Loans

If you need operating money, we can help you take advantage of the equity in your farm ground or equipment. Call or come in to one of our local branches today.

We offer:

Operating lines

Farm and ranch acquisitions

New and used equipment and inventory

Livestock financing


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Small Business Administration (SBA) Loans

SBA loans enable your business to obtain secured financing when conventional collateral might not be adequate. The Bank of Commerce has years of experience partnering with SBA for all types of loans. Call or come in to one of our local branches today.

7A loans

504 loans

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The Bank of Commerce has been in the community for over 50 years and we pride ourselves in our stability and reliability. We believe that your success leads us to our success! Please contact our knowledgeable lending staff to assist you with your farming, ranching and business needs.


All loan payments must be accompanied by the account number or payment coupon provided. Loan payments must be sent to The Bank of Commerce, PO Box 1887, Idaho Falls, Idaho 83403 or made in person to any one of our branch locations. Payments must be received by our branch cut-off time, Monday – Friday, except bank holidays, to be credited as of that date.
All branches with the exception of those specifically listed below have a cut off time of Monday – Thursday at 5:00 PM Mountain Time and Fridays at 6:00 PM Mountain Time.
American Falls Branch                 Monday – Friday       5:00 PM Mountain Time
Mud Lake Branch                         Monday – Thursday  4:30 PM Mountain Time
                                                                      Friday       6:00 PM Mountain Time
Dillon, Montana Branch                Monday – Friday       5:30 PM Mountain Time
All other payments received will be credited as of the next business day or as otherwise permitted by law. Saturday banking is considered as Monday’s business day.
Please contact your lender with any questions.
  • Operating lines
  • Inventory and equipment
  • Business acquisitions
  • New and used equipment
FDIC Equal Housing Lender