The Bank of Commerce
Deposit Accounts

Checking Accounts

Personal Checking Comparison Table

Type of Account Minimum to open Minimum balance to avoid Service Charge Monthly Service Charge Interest Earned Check Images on statement
New Generation No Minimum None -0- N/A No
Regular Checking $100 $100 $7 if balance falls below $100 N/A Yes
Senior Accounts No Minimum None -0- N/A Yes
Now
Checking
+
$500 $500 $7 if balance falls below $500 Paid monthly on collected balance Yes
Money
Market *
+
$2500 $2500 $7 if balance falls below $2500 Paid monthly on collected balance Yes
Health Savings Account+ $100 $100 $5 if balance falls below $100 Paid monthly on collected balance Yes

*Savings Account and Money Market restricted transactions

Federal Regulation D allows an unlimited number of withdrawals from your account in person, by ATM, or by mail or messenger. However, this regulation limits the number of transfers you may make from a Savings Account or Money Market Account. No more than six transfers can be made during each calendar month for Savings and each statement cycle for Money Market Accounts by check, draft, debit card, pre-authorized transfer, automatic transfer, or telephone transfer (including data transmission by computer or other electronic devices). If the above limits are exceeded three (3) times in a twelve (12)-month period, the account may be subject to closure or reclassification. For the purposes of the transaction limitation, we count checks as of the date we post them to your account, not as of the date you write them.

Fees may reduce earnings on these accounts.

 
FDIC Equal Housing Lender