The Bank of Commerce
Lending

Personal Loans

Whether you are in the market for a new car or boat, or need some quick cash for taxes or home improvements, visit with one of our loan officers at a branch near you. We can help you with the financing you need to make your plans happen, and we'll do it with rates and payment terms that fit your needs. Most applications are approved the same day, and you can set up automatic payments from your checking account to make payback a snap.

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Ready Reserve Line of Credit
(Personal line of credit)

A Ready Reserve, designed for your busy lifestyle, is a personal line of credit attached to your checking account which is available to you in the event there are insufficient funds in your account to cover a check. It can come in handy for a temporary loan for those emergency needs. Payments are automatically transferred from your checking account each month. You can also make an additional payment any time you wish. (The Bank may require an updated financial statement periodically to keep your Ready Reserve intact.) No Fees are associated with this line of credit. You only pay interest for the time you borrow the money.

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Home Equity Line of Credit*

There's money hiding in your house. Let us help you find it! Secured by the equity in your home, a Home Equity Line of Credit gives you the flexibility to access funds at any time. Use these funds to deal with life's challenges.

  • Home Improvements
  • Home Expenses
  • Debt Consolidation
  • Vehicle Purchases
  • Education Expenses
  • Medical Expenses
  • Vacations
  • Special Purchases

Contact us or inquire at any branch for further information on the benefits of having a Home Equity Line of Credit.

*Interest may be tax deductible. Consult with your tax advisor for further details.

Loan Calculator

 
FDIC Equal Housing Lender