The Bank of Commerce
Rates

All Interest rates below are current as of 4/24/17
For further information call 208-523-2020
 

Certificates of Deposit

(APY/Annual Percentage Yield)

 

**11 Month CD Plus - $1,000 minimum deposit - OTHER BANKING RELATIONSHIP REQUIRED. ADD ON FEATURE WITH MINIMUM DEPOSITS OF $200 - No early withdrawals except due to death, disability, or incompetency - CD secured loans are available; please check with your local branch.

For Certificates up to one year, interest is paid at maturity based on 365 day basis, and may be subject to an early withdrawal penalty of 90 days loss of interest.

For Certificates of one year and over, interest is compounded quarterly, paid quarterly, based on 365 day basis, and maybe subject to an early withdrawal penalty of 90 days loss of interest for 12 month certificates and 90 days loss of interest for certificates over one year.

Retirement CD's

Roth IRA's & Traditional Variable and Fixed Rate IRA's
            (IRA's for 18-48 months only, special's not available for IRA's)

IRA (Self Directed) You choose how you want to invest your money inside or outside of The Bank of Commerce.  These IRAs are available thru the Trust Department at the 375 N Yellowstone Ave Office. (Some self-directed IRA products may not be FDIC insured++). Fees can reduce the earnings on these accounts.

+Variable rates may change after account opening.
++Non-banking products are not FDIC insured, not guaranteed by the bank, and subject to loss of principle.

Deposit Interest Rates

+Variable rates may change after account opening.
*Interest compounded daily, and paid quarterly.
** Interest compounded daily, and paid monthly.
++Now Accounts available to Consumer and Non-profit.
Fees can reduce the earnings on these accounts.
Savings and Money Market Accounts have transaction limits and excess item fees may apply.

 
FDIC Equal Housing Lender