Debit and Credit Cards

Debit or Credit? The answer depends on how you want to use your money.

With a debit card, funds are drawn directly from your checking account. Credit cards help you pay for goods and services now that you can pay for later. The Bank of commerce has three options to help you find the right fit for your needs.

Business Debit MasterCard^®

It's the card that works like a check and is a secure, convenient way to pay. Transactions show on your account statement. A debit card allows you to access your checking account around the world. Features include:

• No annual fee.
• Accepted worldwide by merchants and ATM's anywhere MasterCard® is accepted.
• Cash back at selected merchants.
• The ability to transfer funds between accounts at select ATM's.
• The ability to offer employee cards with limits you set.
• Higher default limits than personal debit cards

Always keep your information safe! Follow these helpful tips to Avoid Debit Card Fraud.

Business Credit Cards

Choose the card that is right for your business:

• Standard Card with no annual fee
• Preferred Points Rewards Card.

Business Card - Standard Card

Features

• Earn one reward point for each dollar spent, up to 10,000 points per Month.
• Competitive ongoing APR.*
• 25-day interest-free grace period on all purchases. No grace period on cash advances.

Benefits:

• 24-hour toll-free live customer assistance available at 800-367-7576.
• Online account information available 24/7 at www.cardaccount.net.
• Rental car collision damage waiver protection.

Fees

• Other fees may be charged. Fees are listed on the downloadable application.

Business Card - Preferred Points Rewards

Features

• Earn one reward point for each dollar spent, up to 10,000 points per month
• A low annual fee of $49.00 per account.
• Competitive ongoing APR.*
• 25-day interest-free grace period on all purchases. No grace period on cash advances.
• Individual billing option only.

Benefits:

• 2Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more..
• To view or redeem points, visit www.mypreferredpoints.com or call 88-678-5191.
• 24-hour toll-free live customer assistance available at 800-367-7576.
• Online account information available 24/7 at www.cardaccount.net.
• Rental car collision damage waiver protection and a extraordinary Mastercard benefits.

Fees

• Other fees may be charged. Fees are listed on the downloadable application.

To apply now

• Download the PDF of the application.
• Type the information and then print the application ( you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen.
• Supporting documents vary depending on the type of business you have. See chart below for details.
• Fax your completed application to the Card Service Center at 877-809-0162.

Or mail your completed application to:

Card Service Center
PO Box 569120
Dallas, TX 75356-9120

*Please see application for information about current APRs and fees.
Supporting Documents for Your Card Application