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Business Loans

Business Loans and Lines of Credit

When you're in need of a loan, it's good to know that your bank makes decisions locally and provides ongoing support for your business. The Bank of Commerce can help you create a lending solution tailored to fit the needs of your business. Call or come in to one of our branches today and let one of our lending professionals help you with your financing needs.

Business Real Estate Loans

We're here when you need commercial real estate financing. Our experienced Loan Officers can assist you in choosing the type of real estate financing that will best fit your needs. Call or come in to one of our branches today.

Agricultural Loans

If you need operating money, we can help you take advantage of the equity in your farm ground or equipment. We offer lending solutions for operating lines, farm and ranch acquisitions, new and used equipment and inventory and livestock financing. Call or come in to one of our local branches today.

Small Business Administration (SBA) Loans

SBA loans enable your business to obtain secured financing when conventional collateral might not be adequate. The Bank of Commerce has years of experience partnering with SBA for all types of loans, including 7A and 504 loans. For more information, call or come in to one of our branches today.

Conforming Loan Payment Notice

All loan payments must be accompanied by the account number or payment coupon provided. Loan payments must be sent to The Bank of Commerce, PO Box 1887, Idaho Falls, Idaho 83403 or made in person to any one of our branch locations. Payments must be received by our branch cut-off time, Monday – Friday, except bank holidays, to be credited as of that date. All branches with the exception of those specifically listed below have a cut off time of Monday – Thursday at 5:00 PM Mountain Time and Fridays at 6:00 PM Mountain Time.

American Falls Branch
Monday – Friday
5:00 PM Mountain Time
Mud Lake Branch
Monday – Thursday
4:30 PM Mountain Time
6:00 PM Mountain Time
Dillon, MT Branch
Monday – Friday
5:30 PM Mountain Time


All other payments received will be credited as of the next business day or as otherwise permitted by law. Saturday banking is considered as Monday’s business day. Please contact your lender with questions.


Customer Service Line

Monday-Thursday: 8am - 5pm
Friday: 8am - 6pm
Local: 208.523.2020
Toll-Free: 800.477.9193