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Personal Loans

Whether you are in the market for a new car or boat, or need some quick cash for taxes or home improvements, visit with one of our loan officers at a branch near you.

We can help you with the financing you need to make your plans happen, and we'll do it with rates and payment terms that fit your needs. Most applications are approved the same day, and you can set up automatic payments from your checking account to make payback a snap.

Mortgage and Construction Loans

For assistance with a home or construction loan, please contact our Real Estate department.

Ready Reserve Line of Credit

A Ready Reserve is a personal line of credit linked to your checking account and becomes available when there are insufficient funds in your account to cover a check. This account comes in handy for a temporary loan for emergency needs. Payments are automatically transferred from your checking account each month. You can also make an additional payment any time you wish.

The Bank may require an updated financial statement periodically to keep your Ready Reserve intact. No Fees are associated with this line of credit. You only pay interest for the time you borrow money.

Home Equity Line of Credit

There's money hiding in your house. Let us help you find it! Secured by the equity in your home, a Home Equity Line of Credit (HELOC) gives you the flexibility to access funds at any time. Use these funds to deal with life's challenges. HELOC's can be used for:

  • Home Improvements.
  • Home Expenses.
  • Debt Consolidation.
  • Vehicle Purchases.
  • Education Expenses.
  • Medical Expenses.
  • Vacations.
  • Special Purchases.

Contact us or inquire at any branch for further information about the benefits of a Home Equity Line of Credit. Fees may apply. Interest may be tax deductible. Consult with your tax advisor for further details.

Conforming Loan Payment Notice

American Falls Branch
Monday – Friday
5:00 PM Mountain Time
Mud Lake Branch
Monday – Thursday
4:30 PM Mountain Time
6:00 PM Mountain Time
Dillon, MT Branch
Monday – Friday
5:30 PM Mountain Time

All other payments received will be credited as of the next business day or as otherwise permitted by law. Saturday banking is considered as Monday’s business day. Please contact your lender with questions.

Customer Service Line

Monday-Thursday: 8am - 5pm
Friday: 8am - 6pm
Local: 208.523.2020
Toll-Free: 800.477.9193