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Personal Savings

No matter what you’re saving for, we have an account for you. We offer four types of savings plans to help you reach your goals.


E-Savings

The E-Savings Account is ideal for young people learning to save money or anyone who wants to save for a rainy day without a minimum balance requirement. Features include:
  • No minimum balance requirement.
  • No per item fees.
  • Statements available online only.
  • Interest paid quarterly.
  • Supports direct deposit & external electronic transfers.

Statement Savings

A Statement Savings account offers a competitive rate of interest and a structured savings program. Features include:
  • $100 minimum to open account.
  • No service charge when a $100.00 minimum balance is maintained.
  • Interest paid quarterly.
Additional restrictions may apply. Fees may reduce earnings on these accounts.

$mart Cents Savings

The Bank’s New $mart Cents Savings Account is for individuals eighteen (18) and under. A great rate for a kids savings account!
  • $100 minimum to open account.
  • No Service charge when a $100 minimum balance is maintained.
  • Interest paid quarterly.
  • Balances up to and including $5,000 earn the $mart Cents preferred rate.
  • Balances over $5,000 earn the Statement Savings rate.
  • Contact us for current rates.
Additional restrictions may apply. Fees may reduce earnings on these accounts.

Idaho Medical Savings Account

An Idaho Medical Savings Account allows you to save and pay for your medical expenses. It can also help you save on your State of Idaho income taxes. Please contact a New Accounts Representatives for additional information. Features include:
  • $100 minimum to open account.
  • No service charge when a $100 minimum balance is maintained.
  • Interest paid quarterly.
  • May be tax deductible on your State of Idaho income taxes.
Tax deductibility of the Medical Savings Account may vary. Idaho Medical Savings Accounts benefit Idaho residents only. Please consult your tax accountant.
Additional restrictions may apply. Fees may reduce earnings on these accounts.

Customer Service Line

Monday-Thursday: 8am - 5pm
Friday: 8am - 6pm
Local: 208.523.2020
Toll-Free: 800.477.9193